Is Life Insurance Still Necessary After 65?
For many seniors, turning 65 comes with important questions about health, retirement, and financial security. One of the most common questions we hear at BroadZero is: “Do I still need life insurance after 65?” The answer depends on your personal goals, financial obligations, and legacy planning. While it may not be as essential for everyone as it was earlier in life, life insurance can still play a valuable role in your overall financial strategy — especially for seniors in or near retirement.
Here’s what you need to consider when evaluating whether life insurance is still necessary after age 65.