
We do not offer every plan available in your area. Any information we provide is limited to those plans we do
offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Broadzero.com is operated by BroadZero Inc, a licensed independent health insurance agency certified to sell Medicare and Life Insurance products. Broadzero is not endorsed by the Centers for Medicare and Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency. Please visit our privacy policy to learn more about how we protect your information.



How to Get the Most Out of Your Medicare Part D Plan in the Summer Months
/0 Comments/in Current Events, Health and Wellness, Medicare, Part D /by Amanda BolletinoSummer is a time for travel, relaxation, and outdoor fun—but it can also be a season when medication routines get disrupted or overlooked. Whether you’re planning a vacation or simply spending more time outside, it’s important to make sure your Medicare Part D prescription drug coverage is working for you. At BroadZero, we help seniors in Philadelphia stay on top of their healthcare all year long. Here’s how to make the most of your Medicare Part D plan during the summer.
Read more
What Medicare Covers During Heatwaves: Summer Safety Tips for Seniors
/0 Comments/in Current Events, Health and Wellness, Medicare, Part D /by Amanda BolletinoAs temperatures rise in July, so does the risk of heat-related illnesses—especially for older adults. Seniors are more vulnerable to heat exhaustion, dehydration, and heatstroke due to natural changes in how the body regulates temperature with age. But here’s some good news: Medicare offers coverage that can help protect your health during the hottest days of the year. At BroadZero, we help seniors in Philadelphia understand their Medicare benefits and stay safe during the summer months.
Read more
Summer Allergies vs. Colds: How to Tell the Difference and What Medicare Covers
/0 Comments/in Current Events, Health and Wellness, Medicare /by Amanda BolletinoWhen summer arrives, so do sneezing, sniffles, and scratchy throats. For many seniors, it’s hard to tell whether they’re experiencing seasonal allergies or a summer cold. While the symptoms may seem similar, the causes — and treatments — are very different. At BroadZero, we help Philadelphia seniors make sense of their symptoms and understand how Medicare can help cover the care they need to stay well all summer long.
Read more
How to Stay Covered While Traveling This Summer with Medicare
/0 Comments/in Current Events, Health and Wellness, Medicare, Medicare Advantage, Medicare Supplement /by Amanda BolletinoSummer is the perfect time to hit the road or hop on a plane for a relaxing getaway — especially for seniors enjoying retirement. But while you’re planning your vacation, it’s just as important to plan for your healthcare needs while away from home. What happens if you get sick while traveling? Will Medicare cover care in another state or country?
At BroadZero, we specialize in helping seniors in Philadelphia understand how to stay protected with Medicare no matter where summer takes you. Here’s everything you need to know about staying covered while traveling this summer.
Read more
Is Life Insurance Still Necessary After 65?
/0 Comments/in Life Insurance, Medicare Advantage /by Amanda BolletinoFor many seniors, turning 65 comes with important questions about health, retirement, and financial security. One of the most common questions we hear at BroadZero is: “Do I still need life insurance after 65?” The answer depends on your personal goals, financial obligations, and legacy planning. While it may not be as essential for everyone as it was earlier in life, life insurance can still play a valuable role in your overall financial strategy — especially for seniors in or near retirement.
Here’s what you need to consider when evaluating whether life insurance is still necessary after age 65.
Read more
Medicare Annual Check-Up: What to Review Mid-Year
/0 Comments/in Current Events, Medicare, Medicare Advantage, Part D /by Amanda BolletinoWe often think of Medicare decisions as something to tackle once a year during Open Enrollment, but a mid-year Medicare check-up can be just as important. Taking time mid-year to review your current plan and healthcare needs helps ensure you’re still getting the best coverage — and can save you money, avoid surprises, and keep your health on track. At BroadZero, we help seniors in Philadelphia stay informed and empowered when it comes to managing their Medicare benefits. Here’s what you should review in your Medicare “check-up” this summer.
Read more
Spring Allergies and Seniors: Prevention, Treatment, and Medicare Coverage
/0 Comments/in Current Events, Medicare, Medicare Advantage, Part D /by Amanda BolletinoAs beautiful as spring can be, it also marks the beginning of allergy season for millions of Americans — and seniors are no exception. In fact, older adults may experience even more intense allergy symptoms due to age-related changes in the immune system and respiratory health. Fortunately, with the right prevention strategies, treatments, and a good understanding of what Medicare covers, seniors can enjoy a healthy, active spring. BroadZero, your trusted Medicare experts in Philadelphia, is here to help you manage your spring allergies confidently.
Read more
How Seniors Can Stay Social and Engaged This Spring
/0 Comments/in Medicare, Medicare Advantage, Part D /by Amanda BolletinoAs beautiful as spring and summer can be, they can also bring an unwelcome guest for many seniors—seasonal allergies. Sneezing, itchy eyes, sinus pressure, and other allergy symptoms can interfere with daily life and overall well-being. Fortunately, there are various treatments and medications available to manage allergies, but the big question for many Medicare beneficiaries is: does Medicare cover allergy treatments? At BroadZero, your Medicare experts in Philadelphia, we’re here to help you understand your options and how to make the most of your benefits.
Read more
How Seniors Can Stay Social and Engaged This Spring
/0 Comments/in Current Events, Health Insurance Agency, Medicare /by Amanda BolletinoAs the days grow warmer and flowers begin to bloom, spring presents the perfect opportunity for seniors to reconnect with their communities, stay active, and enhance their overall well-being. Social engagement is essential for maintaining mental and physical health, reducing the risk of loneliness, and creating a sense of purpose. Whether through social events, volunteer work, or outdoor activities, there are plenty of ways for seniors to stay connected this season. At BroadZero, we believe that staying engaged is just as important as staying healthy, and we’re here to help seniors in Philadelphia find ways to enjoy a vibrant and fulfilling spring.
Read more
Spring Into Better Health: Medicare-Covered Wellness Screenings for Seniors
/0 Comments/in Health Insurance Agency, Medicare /by Amanda BolletinoAs spring arrives, it’s the perfect time for seniors to prioritize their health with Medicare-covered wellness screenings. Regular check-ups and preventive care are essential for maintaining overall well-being and catching potential health issues early. Fortunately, Medicare provides coverage for a variety of screenings and wellness visits to help seniors stay proactive about their health. At BroadZero, we are committed to helping seniors in Philadelphia navigate their Medicare benefits and make the most of their healthcare coverage.
Read more