Top Medicare Plans in the Delaware Valley for 2021

The 2021 Annual Enrollment Period (AEP) is here!  To highlight some of the best plans out this year, our Medicare professionals put together this list of the top Medicare Plans in the Philadelphia and South Jersey area. Plans are listed in no particular order. We use cost sharing amounts, growth rate, plan choices, simplicity, and customer feedback to generate this roundup. Please be sure to speak with a knowledgeable, licensed Medicare agent before making any changes to your Medicare coverage.

 

Clover Health Choice Value

H5141-042

Use with NJ PAAD

Plan type: PPO

Premium: $37.50/month

PCP/Specialist: $0/$10

💲 OTC benefits: $100/qtr

🦷 Comprehensive Dental allowance: $1000/yr

Things to know: Clover keeps it simple. Less clutter and confusion with simplified plan options. Dental, Vision, and Hearing benefits are included in most areas offering Clover Plans, all while keeping the lowest cost sharing in the form of Zero Premium and Zero Co-pay at Primary Care Physicians. In addition plans are PPO’s and include most of the areas major hospitals.

Networks: Jefferson, Penn, Inspira, Cooper and many more.

Available in: New Jersey; Burlington, Camden, Cumberland, Gloucester, Hunterdon, Middlesex, Ocean, and Salem Counties.

For more detailed plan information refer to the Summary of Benefits: 📃 Click here to view

Call for more info:📞 844-611-9376

 

Cigna True Choice Medicare

H7849-006-000

Plan type: PPO

Premium: $0 ZeroPlan!

PCP/Specialist: $0/$40

💲 OTC benefits: None

🦷 Comprehensive Dental allowance: $1,500/yr

Things to know: Enjoy Flexibility of PPO with this Cigna Medicare Plan. Cigna keeps Medicare beneficiaries happy with great customer service.

Available in: Pennsylvania; Bucks, Chester, Delaware, Montgomery and Philadelphia Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view 

Call for more info:📞844-611-9376

 

Aetna Medicare Advantra Philly Prime

H3959-053

Plan type: HMO

Premium: $0 ZeroPlan!

PCP/Specialist Copay: $0/$40

💲 OTC benefits: $120/qtr

🦷 Comprehensive Dental allowance: $3,000/yr

Things to know: Exclusive in Philadelphia County. Robust Network and loaded with Comprehensive Dental, Vision, Hearing and OTC benefits. 

Available in: Philadelphia County 

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view 

Call for more info:📞844-611-9376

 

Cigna Alliance

H3949-031

Plan type: HMO

Premium: $0 ZeroPlan!

PCP/Specialist: $0/$25

💲 OTC benefits: $30/qtr

🦷 Comprehensive Dental allowance: $3000/yr

Things to know: Cigna Alliance is a go to choice for many in the Philly Metro area. This plan includes unlimited transportation to medical appointments, and a generous $3000 Comprehensive Dental Benefit baked into the plan! Eyewear benefit of $400. Cigna keeps Medicare Beneficiaries happy with great customer service.

Available in: Pennsylvania; Montgomery, Chester, Bucks, Philadelphia, Delaware Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view 

Call for more info:📞 844-611-9376

 

Cigna Preferred

*Use with Pace and Pacenet in PA

H3949-030

Plan type: HMO

Premium: $29

PCP/Specialist: $0/$35

💲 OTC benefits: $45/qtr

🦷 Comprehensive Dental allowance: $1500/yr

Things to know: Another Strong Showing from Cigna. Best to use with Pace and Pacenet to lower the monthly premium as Pace will pay the Part D portion of the plan. Plan Includes reduced max out of pocket for added security of $5900. Includes Comprehensive Dental allowance of $1500. Eyewear Benefit of $300.

Available in: Pennsylvania; Montgomery, Chester, Bucks, Philadelphia and Delaware Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info:📞 844-611-9376

 

Humana’s Gold Plus (HMO)

H6622-037

Plan type: HMO

Premium: $0 ZeroPlan!

PCP/Specialist: $0/$35

💲 OTC benefits: $50/qtr

🦷 Comprehensive Dental allowance: $2000/yr

Things to know: Humana is consistent with strong customer satisfaction. One of the Nation’s largest Medicare Insurance carriers. Enjoy this well balanced HMO Plan with a reduced max out of Pocket of $6200 with Dental, Vision, and Hearing coverage.

Available in: Pennsylvania; Montgomery, Chester, Bucks, Philadelphia and Delaware Counties.

For more detailed plan information refer to the Summary of Benefits:📃Click here to view

Call for more info:📞 844-611-9376

 

Humana Choice

H5525-047

Plan type: PPO

Premium: $0 ZeroPlan!

PCP/Specialist: $5/$40

💲 OTC benefits: $15/qtr.

🦷 Comprehensive Dental allowance: $1000/yr

Things to know: Humana is consistent with strong customer satisfaction. One of the Nation’s largest Medicare Insurance carriers. Enjoy this well balanced PPO Plan with Dental, Vision, and big value on hearing aids.

Available in: Pennsylvania; Montgomery, Chester, Bucks, Philadelphia and Delaware Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info:📞844-611-9376

 

Aetna Medicare Value

H5521-263-000

Plan type: PPO

Premium: $0

PCP/Specialist: $10/$45

💲 OTC benefits: None

🦷 Comprehensive Dental allowance: $750/year

Things to know: Highest rated plan in area by CMS 4.5 Stars. No drug deductible, low Inpatient hospitalization cost sharing, wide network and freedom with this plan.

Available in: Pennsylvania; Bucks, Chester, Delaware, Montgomery and Philadelphia Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info:📞844-611-9376

 

Humana Choice

*Works best with PAAD

H5216-186

Plan type: PPO

Premium: $29/$0 with NJ PAAD

PCP/Specialist: $5/$35

💲 OTC benefits: $50/qtr

🦷 Comprehensive Dental allowance: $2000/yr

Things to know: Humana is consistent with strong customer satisfaction. One of the Nation’s largest Medicare Insurance carriers. Has most Comprehensive Dental in South jersey of $2000. Discounted hearing aids and generous Eyewear credit of $200.

Available in: New Jersey; Camden, Cumberland, Burlington, Gloucester, and Salem Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info:📞 844-611-9376

 

Clover Health Choice

H5141-038

Plan type: PPO

Premium: $0 ZeroPlan!

PCP/Specialist: $0/$15

💲 OTC benefits: $75/qtr.

🦷 Comprehensive Dental allowance: $2000

Things to know: Clover, the Nation’s fastest growing plan in 2020, relatively new in Philly Metro, but has been taking over NJ the last few years. Clover is financially backed by Google and has plans to go public. Plan works with Jefferson, Penn, Temple, Oak Street Health and many others. This could be the year that it makes some waves in the Philly market.

Available in: Pennsylvania; Philadelphia, Delaware, and Bucks Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info: 📞844-611-9376

 

Clover Health Choice

H5141-039

Plan type: PPO

Premium: $37.50*($0 with Pace, LIS)

PCP/Specialist: $0/$0

💲 OTC benefits: $125/qtr

🦷 Comprehensive Dental allowance: $2000/yr

Things to know: Clover, the Nation’s fastest growing plan in 2020, relatively new in Philly Metro, but has been taking over NJ the last few years. Clover is financially backed by Google and has plans to go public. Plan works with Jefferson, Penn, Temple, Oak street health and many others. This could be the year that it makes some waves in Philly market.

Available in: Pennsylvania; Philadelphia, Delaware, and Bucks Counties.

For more detailed plan information refer to the Summary of Benefits:📃 Click here to view

Call for more info: 📞844-611-9376